Extended Warranty for Cars

An automobile is a huge investment. You want to make sure that you protect your investment at all costs because repairing damage can wreak havoc on your wallet. Most new cars will come with a factory car warranty, while you have the option of purchasing a car extended warranty on older cars. Most warranties that you get on new cars are 5 years and up to 60,000 miles, or 3 years and up to 36,000 miles.

Peace Of Mind

The biggest reason you want to get an Extended Warranty

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Prepare Today, For Huge Repair Bills Tomorrow

is that you will have peace of mind on the road. If you are driving down the road, and your engine dies, it is enough trouble for you already. However, if you have to pay to replace the engine as well, it will be an even worse situation.

Knowing that your car is protected by a warranty will keep you from stressing out should the worst happen. If you have kids screaming in the car, you have enough to worry about as it is.

Car Repairs Are Costly

Even a simple brake and rotor job can cost up to 500 dollars or more depending on the condition of your brakes. An engine will cost you up to 3,000 dollars and a transmission will cost around the same amount. Do you have that much money to pay for a repair should it come to that?

If you don’t have the money to pay for a repair, and you don’t have a warranty, your options are limited. You can either try to find money to pay for the bill, or you can have the car scrapped. While just junking the car saves you money now, do you have enough to pay for another car?

Get An Extended Warranty If You Are Making Payments

No matter how old the car is, you should get a car extended warranty if you are making payments of any kind on it. Protect yourself and your investment from anything going wrong. Older cars will be harder to get a policy on, but they are out there if you spend a little time doing your research. The worst thing that can possibly happen to you is to have your car get totaled, not have money to make repairs and still have to make payments on a car you cannot even drive.

Incentive To Do Routine Maintenance

Most cars will run better when routine maintenance is performed on them. Things like rotating the tires, changing the oil and checking the brakes will keep your car in better running order. Most warranties require that you do these types of maintenance in order to keep your warranty valid. It is essentially an incentive to not put off those small jobs that might cost a little money upfront, but will extend the life of your car. It is better to change the oil as opposed to losing the warranty.

Make sure that you keep proper records of all the work that you have had done, just in case you have to show proof. This will also help you out should you ever go to sell the car and a potential buyer wants to see what work has been done to it.

Buying a car is not something to take lightly. If you have no car, are you going to be able to get to work, school or wherever else you need to go? Maintaining your car is so important, but can cost a lot of money if you are forced to pay by yourself. That is why you need to protect your car and protect your financial investment by obtaining a warranty for your car.

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Auto Warranty

One of the most expensive parts of maintaining your vehicle is paying for car repairs. The average cost for repairing a vehicle right now is around $100 per hour and this does not include any parts or further diagnostics which can quickly raise your bill. It is not uncommon to see repair bills in excess of 4,000 to 5,000 dollars, especially with the advancement of electronics built into our vehicles these days. Here are a few estimates of common repairs performed; getting a replacement engine costs around $2,500. Having a rebuilt transmission put in will cost you $3,500, and getting your air conditioning serviced or repaired can cost you up to $1,500. With these high costs, it is invaluable that you select a comprehensive auto warranty policy that will have you covered during these unexpected times.

There are four types of warranties offered for vehicles. New Car Bumper to Bumper Auto Warranty , used car warranty, older car warranty, and the power train warranty. A new car warranty covers all breakdowns except items that are considered scheduled maintenance and wear items. This would include brakes, exhaust, hoses, light bulbs, and tires. A used car warranty will cover all labor and parts in the event that a major mechanical or electrical component of your vehicle breaks. This includes engine, transmission, drive axle, steering, A/C, and suspension to name a few. An older car warranty covers the most expensive part of your vehicle, such as the engine, transmission and drive axle. You do have the option of adding more parts and options to the warranty plan. Keep in mind this will also raise your premium for that warranty. Finally, the power train warranty covers any failure or breakdown of your vehicle’s major mechanical items, such as the engine, transmission, seals, and water pumps.

A few things to keep in mind when purchasing your warranties as each type of warranty and warranty company have different terms and conditions. Some question you will want to know before purchasing the warranty is how much is your deductible. Often warranty companies will have deductible that you must cover on the repairs that need to be done. Another condition you need to know is exactly what is covered, the company should list out on the contract everything they will cover and will not cover. The last thing you want is to find out a certain repair will not be covered and you will be stuck paying to full cost for it. Finally, find out if that warranty provided is accepted nationwide, as some of the warranty companies may only be valid in a region or certain state. So it is important to know your deductible, the exact parts covered, and what the companies warranty coverage area includes.

There are some things a car owner can do to possibly reduce the cost of car repairs or the likelihood of your vehicle breaking down. Consistently changing your oil helps keep your engine clean and lubricated, which is vital to maintaining an efficient, smooth running engine and will reduce the potential for engine failure. Changing your timing belt at manufacturer recommended intervals is another key maintenance item, the will help reduce the chance of damaging pistons and valves. Having your brake checks at regular intervals is another important action, as doing this will prevent expensive rotor or drum replacement. Finally, replacing your spark plugs and filters are one of the most important things you can do regularly that will extend the life of your car. Doing this will help prevent damage to the catalytic converter, which can lead to failed emissions test. As you can see, just performing some simple car maintenance can save you from a few headaches later on down the road.