US Direct Protect Approved Vehicle Warranties

Vehicle Warranties
Before getting into what to look for in a specific auto warranty company, we must consider why a such vehicle warranties are necessary at all. A simple manufacturing fact is that regardless of how well engineered a vehicle is and how strict quality control is, there is a chance that a faulty part will get through. The faulty part may impossible to spot, for example a drive shaft that somehow developed air bubbles inside during manufacture. Such parts are ticking time bombs that will only make themselves known after regular use. This is the reason warranties exist. Many people consider a vehicle warranty a sort of health insurance for a car. While car dealers generally offer some form of secondary vehicle warranty, there are many reasons to select a third party source.

Price

Most dealers actually use a third party warranty company. They simply act as the middle man and take a profit. The reason this works is simply convenience. Just like the grocery store offers candy bars and gum in the checkout line when you could walk back to the candy aisle and get more for the same price, car dealers count on the fact that a customer immersed in the buying process is more likely to just say ‘yes’ than go shopping for a better deal.

Exact Terms

Vehicle warranties from a dealer generally involve a preselected “package” of services covered. Every person is different and these packages do not address a specific buyer’s needs and concerns. Working with the actual warranty originator enables a car buyer to have a custom warranty designed to give him or her specifically peace of mind. Additionally, like an HMO, many dealer bought warranties require all service to be performed at specific locations, sometimes even back at the dealership. The freedom and versatility of being able to choose a service professional you trust in a location that is convenient is an advantage too big for words.

Choosing a Reputable Company

Buying a car warranty from a car dealer eliminates your opportunity to perform due diligence on the company you will be relying on to handle any problems that could occur. Does the company have a history of quickly handling claims? Has the company been the source of consumer complaints? Will the company work harder to avoid paying for repairs than to make customers happy? Buying a vehicle warranty through a dealer answers none of these questions. In fact, you will need to weed through reams of legalize paperwork simply to find the name and contact information for the warranty company.

Investing in vehicle warranties is purchasing peace of mind. Using a third party enables a smart buyer to do business with a solid company with a good track record and actually get better coverage at a lower price than purchasing through the dealer

Vehicle Warranties from Auto Warranty 411

Extended Warranties
There is never a convenient time for an automobile to break down, but when money is tight, a breakdown can be catastrophic. Auto warranty coverage is the best single way to reduce the risk for high out of pocket repair expenses. While manufacturers provide warranties when purchasing a new car, the coverage’s do not last forever. For many people, the factory coverage runs out long before the payments do. During the tough economic times now being seen, protection from unexpected repair bills is almost a necessity. When transmission repairs can easily exceed $2000 and air conditioning repairs often go over $1000, repairs can cause hardship for those living on a tight budget. Purchasing vehicle warranties quickly removes the risk for most repairs, and the warranty cost can be spread out, making budgeting much less painful.

Vehicle Warranties are available to fit the financial needs of most people. Of course the types of coverage change with the price for that coverage, but the risk of incurring a high cost repair is limited with even the less expensive options. Items like towing are commonly covered as well as the actual repair expenses. Deductibles are common, but those deductibles vary according to the plan. As one might expect, the deductibles tend to go down with the more comprehensive plans.

Today’s automobiles contain multiple computerized components, so obtaining a policy that covers those devices is recommended. Of course the need is more critical for some vehicles than others. For example, a lower priced economy car with few accessories has fewer devices to be concerned with. However, many smaller cars now come equipped with high tech gadgets that can be expensive to repair or replace. When selecting a plan, match the plan to the car’s equipment to obtain the best buy. Companies marketing auto warranties can assist a buyer who is uncertain which plan best matches the need.

Auto warranty coverage provides a piece of mind that few other products can match. When a vehicle breaks down, tension levels quickly rise, but when warranty coverage is in place life can go on with a minimum of interference. Rental car coverage is available as a part of many plans as is travel interruption coverage. Considering that a major repair can take several days, vacation plans can quickly be decimated when a breakdown occurs far from home. While there is no panacea that will take care of every expense for every breakdown, a warranty can eliminate much of the risk faced by vehicle owners and provide a true sense of security.